@font-face{font-family:Cera Pro;src:url(/fonts/Cera-Pro-Regular.otf)format("opentype");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:Cera Pro;src:url(/fonts/Cera-Pro-Bold.otf)format("opentype");font-weight:700;font-style:normal;font-display:swap}@font-face{font-family:Eames Century Modern;src:url(/fonts/EamesCenturyModern-Regular.otf)format("opentype");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:Eames Century Modern;src:url(/fonts/EamesCenturyModern-Italic.otf)format("opentype");font-weight:400;font-style:italic;font-display:swap}:root{--ac-white:#fff;--ac-charcoal:#3d3935;--ac-red:#ff5c60;--ac-pink:#f5dadf;--ac-cyan:#59cbe8;--ac-cool-grey:#a7a8a9;--ac-charcoal-80:#3d3935cc;--ac-charcoal-60:#3d393599;--ac-charcoal-40:#3d393566;--ac-charcoal-20:#3d393533;--ac-red-hover:#e84b4f;--ac-cyan-hover:#42b8d8;--color-background:var(--ac-white);--color-foreground:var(--ac-charcoal);--color-muted:#6b6864;--color-border:#e8e6e4;--color-subtle-bg:#f5f3f1;--color-pink-tint:#fdf2f4;--font-headline:"Eames Century Modern", Georgia, "Times New Roman", serif;--font-body:"Cera Pro", Arial, Helvetica, sans-serif;--font-mono:ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;--fs-display:clamp(3rem, 6vw, 4.5rem);--fs-h1:clamp(2.25rem, 4vw, 3.5rem);--fs-h2:clamp(1.875rem, 3vw, 2.5rem);--fs-h3:clamp(1.25rem, 2vw, 1.5rem);--fs-h4:1.125rem;--fs-body-lg:1.125rem;--fs-body:1rem;--fs-body-sm:.875rem;--fs-caption:.75rem;--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:24px;--space-6:32px;--space-7:48px;--space-8:64px;--radius-sm:4px;--radius-md:8px;--radius-lg:12px;--radius-xl:16px;--radius-pill:9999px;--shadow-sm:0 1px 2px #3d39350a;--shadow-md:0 4px 12px #3d39350f;--shadow-lg:0 12px 32px #3d393514;--shadow-focus:0 0 0 3px #ff5c6040;--ease-standard:cubic-bezier(.2, 0, 0, 1);--dur-base:.2s}*{box-sizing:border-box;margin:0;padding:0}html,body{height:100%}body{font-family:var(--font-body);color:var(--color-foreground);background:var(--color-subtle-bg);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}h1,h2,h3,h4,h5,h6{font-family:var(--font-headline);letter-spacing:-.01em;color:var(--ac-charcoal);font-weight:400;line-height:1.1}h1{font-size:var(--fs-h1)}h2{font-size:var(--fs-h2)}h3{font-size:var(--fs-h3);line-height:1.2}h4{font-size:var(--fs-h4);line-height:1.3}p{font-size:var(--fs-body);line-height:1.65}.lead{font-size:var(--fs-body-lg);color:var(--ac-charcoal-80);line-height:1.65}.small{font-size:var(--fs-body-sm)}a{color:var(--ac-red);transition:color var(--dur-base) var(--ease-standard);text-decoration:none}a:hover{color:var(--ac-charcoal)}.eyebrow{font-family:var(--font-body);font-size:var(--fs-body-sm);text-transform:uppercase;letter-spacing:.08em;color:var(--ac-red);font-weight:600}:focus-visible{box-shadow:var(--shadow-focus);border-radius:var(--radius-sm);outline:none}.login-shell{min-height:100vh;padding:var(--space-5);justify-content:center;align-items:center;display:flex}.login-card{background:var(--ac-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);width:100%;max-width:420px;padding:var(--space-7);box-shadow:var(--shadow-md)}.login-title{margin:var(--space-2) 0 var(--space-4) 0;font-size:clamp(2rem,4vw,2.75rem)}.login-sub{color:var(--color-muted);margin-bottom:var(--space-6)}.login-form{gap:var(--space-3);flex-direction:column;display:flex}.login-label{font-size:var(--fs-body-sm);color:var(--ac-charcoal);font-weight:600}.login-input{border:1px solid var(--color-border);border-radius:var(--radius-md);font-family:var(--font-body);font-size:var(--fs-body);background:var(--ac-white);color:var(--ac-charcoal);transition:border-color var(--dur-base) var(--ease-standard);padding:12px 14px}.login-input:focus{border-color:var(--ac-red)}.login-btn{margin-top:var(--space-2);background:var(--ac-red);color:var(--ac-white);border-radius:var(--radius-pill);font-family:var(--font-body);font-size:var(--fs-body);cursor:pointer;transition:background var(--dur-base) var(--ease-standard);border:none;padding:12px 20px;font-weight:600}.login-btn:hover{background:var(--ac-red-hover)}.login-foot{margin-top:var(--space-5);color:var(--color-muted);text-align:center}.home-shell{max-width:960px;padding:var(--space-7) var(--space-5);margin:0 auto}.home-top{margin-bottom:var(--space-7);justify-content:space-between;align-items:flex-start;display:flex}.home-title{margin-top:var(--space-2);font-size:clamp(2.25rem,4vw,3rem)}.home-welcome{background:var(--ac-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:var(--space-6)}.home-welcome p+p{margin-top:var(--space-3)}.btn{font-family:var(--font-body);cursor:pointer;transition:all .15s var(--ease-standard);-webkit-user-select:none;user-select:none;border:1px solid #0000;border-radius:6px;justify-content:center;align-items:center;gap:6px;font-weight:500;text-decoration:none;display:inline-flex}.btn-sm{padding:5px 10px;font-size:12px}.btn-md{padding:8px 14px;font-size:13px}.btn-lg{padding:10px 18px;font-size:14px}.btn-primary{background:var(--ac-red);color:#fff}.btn-primary:hover{background:var(--ac-red-hover)}.btn-secondary{color:var(--ac-charcoal);border-color:var(--color-border);background:#fff}.btn-secondary:hover{background:#f5f3f1}.btn-ghost{color:var(--ac-charcoal);background:0 0;border:1px solid #0000}.btn-ghost:hover{background:#0000000a}.btn-danger{background:var(--ac-red);color:#fff}.btn-danger:hover{background:var(--ac-red-hover)}.shell-sidebar{border-right:1px solid var(--color-border);background:#fff;flex-direction:column;width:240px;height:100vh;display:flex;position:sticky;top:0;overflow:auto}.shell-sidebar-header{border-bottom:1px solid var(--color-border);padding:20px 20px 16px}.shell-nav-item{width:100%;color:var(--color-muted);font-size:13px;font-weight:400;font-family:var(--font-body);text-align:left;cursor:pointer;background:0 0;border:none;border-radius:6px;align-items:center;gap:10px;margin-bottom:2px;padding:9px 12px;text-decoration:none;transition:all .15s;display:flex}.shell-nav-item:hover{color:var(--ac-charcoal);background:#00000008}.shell-nav-item.active{background:var(--color-subtle-bg);color:var(--ac-charcoal);font-weight:600}.shell-sidebar-foot{border-top:1px solid var(--color-border);padding:14px 16px;font-size:11px}.shell-topbar{border-bottom:1px solid var(--color-border);background:#fff;justify-content:flex-end;align-items:center;gap:12px;padding:10px 24px;display:flex}.shell-avatar{background:var(--ac-charcoal);color:#fff;border-radius:9999px;justify-content:center;align-items:center;width:28px;height:28px;font-size:11px;font-weight:600;display:flex}.shell-content{box-sizing:border-box;flex:1;width:100%;max-width:1280px;padding:28px 32px}.needs-row{color:inherit;align-items:center;gap:12px;padding:10px 0;text-decoration:none;transition:background .15s;display:flex}.needs-row:hover{background:#00000005}.needs-num{background:var(--color-subtle-bg);width:32px;height:32px;color:var(--color-muted);border-radius:6px;justify-content:center;align-items:center;font-size:12px;font-weight:600;display:flex}.risk-row{background:var(--color-subtle-bg);color:inherit;border-radius:6px;align-items:center;gap:10px;padding:10px 12px;text-decoration:none;transition:background .15s;display:flex}.risk-row:hover{background:#ede9e5}.contact-avatar{background:var(--ac-pink);width:32px;height:32px;color:var(--ac-red);border-radius:9999px;justify-content:center;align-items:center;font-size:11px;font-weight:600;display:flex}.plan-toc-item{width:100%;color:var(--ac-charcoal);font-family:var(--font-body);border-radius:6px;align-items:center;gap:10px;margin-bottom:1px;padding:9px 10px;text-decoration:none;transition:background .15s;display:flex}.plan-toc-item:hover{color:var(--ac-charcoal);background:#00000008}.plan-toc-item.active{background:var(--color-subtle-bg)}.plan-toc-item.active .plan-toc-title{font-weight:600}.plan-toc-num{width:24px;color:var(--color-muted);font-size:11px;font-weight:600}.plan-toc-title{flex:1;font-size:13px}.plan-toc-dot{border-radius:9999px;width:6px;height:6px}.section-body{margin-top:16px}.section-body>:first-child{margin-top:0}.section-body p{color:var(--ac-charcoal-80);margin-top:14px;font-size:15px;line-height:1.7}.section-body>p:first-of-type{color:var(--ac-charcoal);font-size:17px}.section-body h2,.section-body h3{font-family:var(--font-headline);color:var(--ac-charcoal);margin-top:24px;font-weight:400;line-height:1.2}.section-body h2{font-size:22px}.section-body h3{font-size:18px}.section-body ul,.section-body ol{color:var(--ac-charcoal-80);margin-top:14px;margin-left:22px;font-size:15px;line-height:1.7}.section-body li{margin-top:6px}.section-body strong{color:var(--ac-charcoal);font-weight:600}.section-body a{color:var(--ac-red)}.section-body a:hover{color:var(--ac-charcoal)}.section-body code{font-family:var(--font-mono);background:var(--color-subtle-bg);border-radius:4px;padding:1px 5px;font-size:13px}.section-body table{border-collapse:collapse;border:1px solid var(--color-border);border-radius:8px;width:100%;margin-top:20px;font-size:13px;overflow:hidden}.section-body thead{background:var(--color-subtle-bg)}.section-body th{text-align:left;text-transform:uppercase;letter-spacing:.08em;color:var(--color-muted);border-bottom:1px solid var(--color-border);padding:10px 16px;font-size:11px;font-weight:600}.section-body td{border-top:1px solid var(--color-border);color:var(--ac-charcoal);padding:12px 16px;font-size:13px}.section-body td:first-child{font-weight:500}.section-body tr:first-child td{border-top:none}